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Sole trader guides

Plain-English help with bookkeeping, Self Assessment and Making Tax Digital for UK sole traders, with links to gov.uk sources.

Sole trader bookkeeping spreadsheet (UK, 2026/27): what to record and how to set it up

What records HMRC expects UK sole traders to keep, for how long, the SA103 expense categories, and what a good 2026/27 bookkeeping spreadsheet includes.

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Making Tax Digital for sole traders: can you still use a spreadsheet?

Can UK sole traders keep using spreadsheets under Making Tax Digital for Income Tax? Who is in scope, deadlines, bridging software and what to set up.

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HMRC mileage rate 2026/27: 55p a mile for the self-employed

The simplified expenses mileage rate for cars and vans rose from 45p to 55p for 2026/27. What it means for sole traders, with examples.

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How much tax should I set aside as self-employed in 2026/27?

Worked examples of income tax and Class 4 NI for UK sole traders in 2026/27, and a simple set-aside rule.

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Making Tax Digital for Income Tax: 2026/27 quarterly update deadlines

MTD for Income Tax quarterly update periods and deadlines for 2026/27, who's in scope, and why updates are cumulative.

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Keep your records in one tidy workbook

The UK Sole Trader Bookkeeping Spreadsheet 2026/27 has income and expense logs with SA103 categories, a mileage log at HMRC simplified rates, MTD quarterly and year-to-date totals, and a rough tax and NI estimate. Excel and Google Sheets, no macros, one-off £9.

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Rates checked on 15 October 2026 against official sources: gov.uk income tax rates · self-employed NI · mileage · trading allowance · MTD.

General information only, not tax, legal or financial advice. Our liability is capped at the price paid, as far as the law allows. Your statutory rights are not affected. See the terms of sale.